Checking Account Overview
Types of Bank Accounts
Our bank accounts offer convenience, safety and security for your money. Whether you bank online with us or prefer to visit our physical locations, there are numerous account options from which to choose.
Different types of bank accounts can serve different purposes, depending on your needs. Some allow you to spend or pay bills, while others are designed for short- or long-term savings. The most common types of bank accounts include:
- Checking accounts
- Savings accounts
- Money market accounts (MMAs)
- Certificate of deposit accounts (CDs)
Understanding how the different types of bank accounts compare can make it easier to decide where to keep your money.
Checking Account Basics
A checking account is a type of bank account that allows you to easily deposit and withdraw money for daily transactions. This may include depositing a check you receive, taking out cash with your debit card or setting up direct deposit for your paychecks.
Here are some of the key features of our checking accounts:
- Designed to hold funds you plan to spend or use to pay bills
- Typically come with a debit card for making purchases or cash withdrawals
- May come with paper checks as well
- Can be linked to other types of bank accounts, including savings accounts
It’s important to note that checking accounts aren’t all alike in terms of the features or benefits they offer. We offer multiple checking account options designed to fit your banking needs, including:
- Kids or teen checking
- Student checking
- Senior checking
- Interest checking
- Rewards checking
Some of our checking accounts have a monthly maintenance fee or have minimum balance requirements you need to meet to avoid the fee.
How to Choose a Checking Account
If you’re interested in opening a checking account, you can sign up online or visit one of our branch locations.
Consider the type of features you need. Here’s a simple checklist of things to consider as you compare accounts:
- Minimum deposit requirements
- Minimum balance requirements
- Monthly maintenance fees
- Other banking fees, such as overdraft or ATM fees
- Added features or benefits, such as rewards on purchases or fee-free person-to-person payments
We're here to help you through the process. Reach out if you need support.