Contactless Cards
What is a contactless card?
Contactless is a new technology that allows you to tap your Debit Card or credit card on the payment reader at checkout without needing to swipe or insert your card into the payment reader. Your contactless card will display the contactless indicator on either the front or back of your card.
How do contacless cards work?
Your contactless card is enabled with an embedded antenna that securely transmits information to the payment reader. Simply look for the universal contactless symbol at checkout everywhere your bank card is accepted. When prompted for payment, tap your card within 1-2 inches of the contactless symbol on the payment reader. You will hear a beep, or see a checkmark or green light that indicates your transaction went through. Even if you tap twice, you will only be charged once for that transaction.
Is contactless technology safe?
Yes – contactless payments are safe for several reasons. A unique code is generated each time you tap your contactless card at the payment reader, reducing the risk of counterfeit transactions. Even if you tap twice, you will only be charged once for that transaction. Transactions will only go through if your card is within 1-2 inches of the contactless symbol on the payment reader giving you peace of mind when paying. Whether you choose to tap, swipe, or insert for your purchases, OneBank will continue to provide credit and account protection benefits.
What are the benefits of contactless technology?
Contactless technology makes it quicker and more convenient when paying. It saves time on both sides of the counter and your card also doesn’t leave your hand, minimizing fraudulent transactions. You will continue to enjoy all the benefits of your OneBank card whether you choose to tap, insert, or swipe for your purchases.